SkyTrain covers a lot, but not everything. See if you pre-qualify for car financing in Vancouver in about two minutes, even with bad credit.
Answer 3 quick questions to see if we can match you.
Complete the short form below and we'll match you with lenders who work with your situation. It's free and won't affect your credit score to check.
Based on what you've told us, we're not able to match you with a car loan offer right now. A steady source of income is usually required to get approved. You're welcome to come back and try again once your situation changes.
Vancouver has some of the best public transit in Canada, and many people downtown get by without a car. Once work, family or hobbies take you beyond the SkyTrain lines, though, a vehicle quickly becomes essential — for shift work, reaching job sites, driving to the North Shore mountains or visiting family in the suburbs. Bridges like the Lions Gate and the Ironworkers Memorial, and heavy traffic on Highway 1, are part of many daily commutes.
Owning a car in Vancouver comes with specific costs. Parking can be expensive in dense neighbourhoods, and auto insurance in British Columbia is provided through ICBC, so it's worth getting an insurance estimate before you commit to a vehicle. Snow is rare in the city but can shut down the hills when it falls, and drivers heading to the Sea-to-Sky Highway or mountain passes in winter need proper tires.
Fast Car Loans Canada is a free referral service, not a lender. We connect Vancouver drivers with lending partners who work with bad credit, no credit, past bankruptcies and consumer proposals, as long as you have a source of income such as a job, self-employment, a pension or government benefits. Pre-qualifying online takes about two minutes and does not affect your credit score.
Three simple steps between you and your next vehicle in Vancouver.
Answer a few quick questions. No paperwork, no pressure, and no impact on your credit score to check.
We connect you with lending partners serving Vancouver and British Columbia who work with all credit situations.
Review your options, choose what fits your budget, and pick up your car.
The questions Vancouver drivers ask us most.
Yes. Our lending partners across British Columbia work with every credit situation — bad credit, no credit, bankruptcy and consumer proposals. You can check your options online without affecting your credit score.
Pre-qualifying online takes under two minutes. Once you're matched with a lending partner, many Vancouver applicants get a response quickly — often the same day, depending on the lender and the documents you provide.
Not always. It depends on the lender and your situation — some approvals require a down payment and some don't. Pre-qualifying is the fastest way to see what applies to you.
No. Getting pre-qualified through Fast Car Loans Canada does not affect your credit score. A formal credit check only happens later, with your consent, if you choose to move forward with a lender.
Our lending partners serve Vancouver and nearby communities such as Surrey, Burnaby, Richmond, Coquitlam and Langley, along with the rest of British Columbia.
Yes. In British Columbia, basic auto insurance is provided by ICBC, and premiums vary with your driving record, the vehicle and how you use it. Getting a quote before you buy helps make sure the loan payment plus insurance and parking fit comfortably in your budget.
Many lending partners work with newcomers who don't yet have a Canadian credit history, especially when you have a job and proof of income. Having your work permit or PR documents, bank statements and a down payment ready can help the process move faster.
Also serving nearby: Burnaby · Richmond · Surrey · Victoria
Helpful guides: How to Get a Car Loan with Bad Credit in Canada · What Credit Score Do You Need for a Car Loan in Canada? · Car Loans for Newcomers to Canada · Car Loans During or After a Consumer Proposal or Bankruptcy
It takes less than 2 minutes and it's completely free.
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