From Masonville to Wortley Village, London drivers can check car financing options in minutes, even with bad credit, no credit or a past bankruptcy.
Answer 3 quick questions to see if we can match you.
Complete the short form below and we'll match you with lenders who work with your situation. It's free and won't affect your credit score to check.
Based on what you've told us, we're not able to match you with a car loan offer right now. A steady source of income is usually required to get approved. You're welcome to come back and try again once your situation changes.
London sits in the heart of Southwestern Ontario, where Highways 401 and 402 meet, and it acts as the service and shopping hub for a wide rural area. People drive in from surrounding towns and farms to work, study and see specialists, while many Londoners commute out to manufacturing and agricultural jobs in the region. For anyone living beyond the reach of London Transit's bus routes, a car is simply how things get done.
Weather is the other big factor. The city is known for lake-effect snow squalls blowing in off Lake Huron, which can drop a lot of snow quickly and cut visibility on the 401 and 402 to almost nothing. Drivers who use those highways in winter tend to value good winter tires, bright headlights, strong wipers and a vehicle they can trust.
London is also home to a large student population at Western University and Fanshawe College, and to health-care workers at the city's major hospitals, many of whom work rotating shifts. Both groups often need a first car or an affordable replacement, sometimes with a thin or bruised credit history. Graduates who stay in the city after their programs often need a vehicle for jobs in the industrial parks along the 401 or in nearby towns such as St. Thomas, Woodstock or Strathroy.
Fast Car Loans Canada is a referral service, not a lender. We connect London drivers with lending partners that work with bad credit, no credit, bankruptcy and consumer proposals. The main requirement is a source of income, whether that is employment, self-employment, a pension or government benefits. Pre-qualifying is free and does not affect your credit score, so you can find out where you stand before you visit a dealership — whether that is on Wellington Road, in the north end near Masonville or out toward Byron.
Three simple steps between you and your next vehicle in London.
Answer a few quick questions. No paperwork, no pressure, and no impact on your credit score to check.
We connect you with lending partners serving London and Ontario who work with all credit situations.
Review your options, choose what fits your budget, and pick up your car.
The questions London drivers ask us most.
Yes. Our lending partners across Ontario work with every credit situation — bad credit, no credit, bankruptcy and consumer proposals. You can check your options online without affecting your credit score.
Pre-qualifying online takes under two minutes. Once you're matched with a lending partner, many London applicants get a response quickly — often the same day, depending on the lender and the documents you provide.
Not always. It depends on the lender and your situation — some approvals require a down payment and some don't. Pre-qualifying is the fastest way to see what applies to you.
No. Getting pre-qualified through Fast Car Loans Canada does not affect your credit score. A formal credit check only happens later, with your consent, if you choose to move forward with a lender.
Our lending partners serve London and nearby communities such as St. Thomas, Strathroy, Woodstock and Ingersoll, along with the rest of Ontario.
It depends on income. Lenders need to see a way to repay the loan, so a student with a steady part-time or co-op job may qualify, sometimes with a down payment or a co-signer. Student loans and grants are usually not enough on their own. Pre-qualifying quickly shows whether we can match you with a lender.
Good winter tires come first. After that, look for working traction and stability control, strong headlights, an effective defroster and, ideally, heated mirrors. AWD can help in deep snow, but slowing down and leaving extra distance when squalls hit the 401 or 402 matter just as much for staying safe.
Also serving nearby: Kitchener · Windsor · Hamilton · Brampton · Mississauga
Helpful guides: How to Get a Car Loan with Bad Credit in Canada · What Credit Score Do You Need for a Car Loan in Canada? · Car Loans for Newcomers to Canada · Car Loans During or After a Consumer Proposal or Bankruptcy
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